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Pricing Platform

Out-of-Box Pricing Scenarios

The pricing module of the StrinGaze actuarial platform — same engine across pricing, valuation, IFRS17, and ALM.

A library of configurable pricing scenarios for major life insurance product families — covering the end-to-end product lifecycle from design to compliance, governed by design.

Easy to UseConfigurableWorkflow-NativePricing-to-Valuation

Built for life insurers · Headquartered in Singapore · Calibrated for major solvency frameworks

Product Management Workflow

Three scenarios. One product management workflow.

The Product Management Workflow orchestrates how new products move from idea to filing-ready — and pricing is one of the stages routed through this workflow. Risk & Compliance, Product Managers, and the Pricing Actuary all work in this lane.

For: Product Managers · Risk & Compliance · Pricing Actuary

When pricing is the stage
Pricing is one stage inside the workflow above.

The Pricing module below is where the pricing actuary executes that stage. Workflow setup, document trail, and AI compliance check above all envelop the pricing run shown below.

Pricing Module · Seven Buyer-Facing Scenarios

Seven pricing scenarios — the work a pricing team does every cycle.

These are the seven pricing capabilities buyers most often ask about — what a life insurance pricing team does every cycle. Calibrated for major solvency frameworks.

For: Pricing Actuary · Chief Actuary · CFO

Your product, compliance, and pricing teams focus on judgment — not on rebuilding the answering machinery.

Business Outcomes

What Running the Scenarios Means for Your Business

3 min
Faster product cycles
Capital-aware profit test per model point — with regulatory rebasing requirements applied
20 min
Real-time portfolio decisions
Full 500-MP Portfolio Impact run in parallel — no 50-MP approximation in committee submissions
AI-checked
Every model point, every clause
AI compliance review against local regulatory compliance guidelines and your internal hurdles — Pass / Fail / Manual Review at clause level, with human sign-off before submission
Four Outcomes

Four outcomes your CFO can measure.

Faster Time to Market

Product development lifecycle compressed >50%.

Pricing is the bottleneck of the product development lifecycle. Parallel multi-scenario execution at portfolio scale collapses it from weeks to hours — every product gets the analytical depth previously reserved for strategic launches.

Ready Out of the Box

A professional product & pricing platform, designed for product & pricing teams.

Two modules, ready out of the box: Product Management Workflow — role-based handoffs across product, risk & compliance, and pricing actuary (doer, reviewer, approver); and the Out-of-Box Pricing Scenarios platform — seven configurable scenarios calibrated for major reporting frameworks.

Single Source of Truth

One pricing model, downstream-ready.

One pricing model feeds every downstream system — product factory, policy illustration, UAT test case generation. Same engine, same assumptions, same audit trail. No re-keying, no version drift.

Governance by Design

Pricing decisions you can defend.

Governance baked into the platform — AI compliance review against regulator rules and internal hurdles, stage-gated approvals, full audit lineage. Pass / Fail / Manual Review at the clause level, with human sign-off before submission.

Day In The Life

A Pricing Actuary's Day — Out of the Box

Pricing cycles compress from weeks to days. Iteration stops being a luxury — every product gets the analytical depth previously reserved for the most strategic launches. Compliance failures stop reaching committee. Below: how this looks for a pricing actuary's day on a complex iterative product.

Without the scenarios
  • 25 min per model point with rebasing. Manual Goal Seek iteration. Make a coffee.
  • Navigate, update assumption, navigate back, wait 25 min — every sensitivity question answered after the meeting
  • ~1 day for a full 500-MP run even with accelerators. In practice: 50-MP approximation, caveats in committee submission
  • Manual 500-row compliance scan — incomplete by necessity, failed cells can reach committee undetected
With the scenarios
  • 3 min per model point. Goal Seek runs automatically on every profit test.
  • Quick Twist panel on the same screen — change any assumption, rerun in seconds, answer in the room
  • 20 min for a full 500-MP run — run the full grid multiple times before finalising anything
  • Automated compliance check on every MP — structured pass/fail summary, nothing missed
On Compliance

"In Excel, compliance is me scanning results manually. For 500 model points I focus on the key cells and use judgment — which means a failed cell in a corner of the age-sex-SA grid can reach the product committee undetected. Here, every MP, every scenario, every check, pass or fail — automatic."

"The actuarial judgement is still mine. The infrastructure — the waiting, the manual checking, the version anxiety — that’s what’s gone."

— Pricing actuary, on a complex iterative product

Pricing → Valuation

From Pricing to Valuation. Seamlessly.

Most pricing tools end at a profit number. Most valuation tools start by re-importing it. We close the gap your other vendors leave open — the model that priced the product becomes the valuation model.

Valuation-Ready by Default

The pricing model is the valuation model. Same engine. Same assumptions. Same audit trail. Minimal valuation-side configuration — no re-keying, no version drift, no quarterly reconciliation between systems that should agree but don’t.

  • Same engine across pricing and valuation
  • Shared assumption library
  • Single audit trail across both stages
  • Minimal valuation-side configuration

Pricing approved. Valuation ready. The reconciliation work that consumes your team’s last week of every quarter — that’s what disappears.

Pricing → Product

From Pricing to Product. No Re-Keying. No Version Drift.

When the pricing actuary signs off, the approved logic flows downstream. The illustration is generated. The product factory and policy admin systems update via API. The filing documents your team prepares live alongside the pricing run that produced them.

Document Management

Centralised repository for the filing artefacts your team prepares — Chief Actuary attestation, rate regulation matrix, modification rationale, technical pricing memo. Version-controlled, linked to the pricing run that produced them, audit-ready.

  • Linked to the originating pricing run
  • Version-controlled and timestamped
  • Tiered access, full audit trail
  • Searchable across products and filings

Policy Illustration

Word templates per master product, per jurisdiction. Main and Supplementary Policy Illustrations generated from the same pricing run — tailored to your house style during onboarding.

  • Main Policy Illustration
  • Supplementary illustrations
  • Per-jurisdiction templates
  • Generated from the pricing run

Product Factory Connectivity

API-led integration with your Product Factory and Policy Admin systems. Approved pricing logic flows downstream — no re-keying, no version drift between what the actuary approved and what the customer is sold.

  • Product Factory push
  • Policy Admin integration
  • Versioned, audited, traceable
  • API-led, no re-keying

See the scenarios, before you commit.

A live walkthrough of the scenario library — on our data. See how major life insurance product families run out of the box. When we've earned the deeper engagement, we'll calibrate to your portfolio.